The traditional nature of the financial services industry is such that each element operates independently of the other. Consequently people have separate and disparate plans for tax, investments, insurance, and financial & estate planning. Our service integrates these by using our in-house team to address and evaluate your current financial condition and take full advantage of the overlapping areas of personal finance. This has allowed us to add significant value to all of our client relationships by addressing pitfalls and opportunities ahead of time.

As an independent financial advisory practice, we work impartially for our clients rather than representing a specific insurance company, bank, or Wall Street wirehouse. This places us in an unbiased position--right on Main Street as independent business owners. Independence also offers us the autonomy to offer clients the most suitable options to achieve their goals without being constrained by cookie-cutter plans or corporate agendas. It is this objective approach that builds trust in our client relationships and allows you to be confident that the strategies we use are recommended without bias.

In the same vein as our independence, being a fee-based financial advisor puts us on the same side of the table as our clients. CERTIFIED FINANCIAL PLANNERS™ owe their clients an ongoing fiduciary duty to provide full and complete disclosure of all fees, conflicts of interest, and if so authorized, to recommend investments with only their clients' best interests in mind. Working with a fee-based advisor keeps you less reliant on product salespeople, generic financial tips, or the word on the street.